Commercial General Liability (CGL) policy covers third party liabilities arising from various business operations, be it premises, products and completed operations and/or advertising and personal injury.
This insurance Policy is a claim’s made Policy- it only covers an “occurrence” that arises within the Period of Insurance and which is reported during Policy Period and/or any extended Period if provided by this Policy or schedule.
Key Features
This is a Unique Policy with 3 Coverages in 1:
With a broad-based wording that has withstood scrutiny in the most litigious jurisdictions of the world, Comprehensive General Liability provides comprehensive protection against:
Coverage A – Bodily injury and Property Damage
Coverage B – Personal and Advertising injury
Coverage C – Medical Expenses
Supplementary Payments
1. Covered Exposures :
- Premises Liability
- Operations Liability
- Products Liability
- Completed Operations Liability
2. Duty to Defend Form
3. Coverage for defense costs apart from damages
KEY EXCLUSIONS
- Expected or intended injury
- Workers’ Compensation and Similar Laws
- War